Buffalo Bulls at Florida International Panthers

Sep 12, 20265:00 PM CTMiami, FL
By JR·2 min read

TLDR: Buffalo's 1-0 start and FIU's ugly loss to South Florida have this MAC-versus-Conference USA matchup priced like a mismatch, but the Week 1 tape from both sides tells a messier story.

FINAL · SAT SEP 12, 10:00 PM
20
Final1Q2Q3Q4QT
BUF
338620
FIU
1479333
91°
Buffalo Bulls
  • Opened 1-0, Holmes threw zero interceptions in debut
  • Defense delivered a goal-line stand to seal the win
  • Lembo won 9 games in his first season at UB
  • Only 5 returning starters after 54 new faces
  • Offense stalled outside two second-quarter scoring bursts
  • Holmes fumbled; first true road trip of the year
Florida International Panthers
  • Home opener after a road trip to Tampa
  • Transfer QB JJ Kohl brings 2025 starting experience
  • New staff under Willie Simmons still finding its footing
  • Lost the opener 19-9, offense stalled repeatedly
  • Went just 3-for-7 on fourth-down conversions
  • Gave the ball away three times in the second half

Elijah Holmes made his first Division I start work in Buffalo's rain-delayed opener, going the game without a turnover through the air and finding Chance Morrow three times for touchdowns. He now gets his first true road test against a Panthers defense that gave up four field goals and a fourth-quarter touchdown drive in the loss to South Florida. On the other side, Willie Simmons hands the offense back to grad transfer JJ Kohl, who threw for 1,465 yards and 12 touchdowns a season ago, for his first look at Miami as FIU's starter.

Buffalo is doing this with the most turnover Pete Lembo has dealt with in Amherst — 54 new faces and only five returning starters — which makes the clean, mistake-free opener more encouraging than the final score alone suggests. FIU's problem wasn't arm talent, it was finishing: the Panthers went 3-for-7 on fourth down and gave the ball away three times in the second half against USF, empty possessions that never got recovered. DraftKings still has the Panthers as the heavy home favorite here regardless.

Neither program is chasing a conference title on Saturday, September 12 — this is about building an identity before the schedule gets harder. Buffalo has a trip to Penn State the following week, which makes this one a get-right spot against a Group of Five peer; FIU is trying to avoid an 0-2 hole before Conference USA play starts in earnest.

Lembo has already shown he can win fast at Buffalo — his first season produced 9 wins, tied for the most in program history — though last year's step back to 5-7 is the more cautionary data point given how much of that roster has since turned over. Simmons is still building his own program in Miami, and a home date against a MAC opponent is exactly the kind of spot a staff points to for its first signature result of the year.

Whichever offense looks more finished by kickoff will set the tone for how the rest of September goes for both teams.

Buffalo 20, Florida International 33: Final Score & Odds Recap — Buffalo Brings A Clean Debut Into FIU's Home Opener