Neither program has flagged a significant injury heading into kickoff, so this one should come down to whoever's rotation actually shows up ready. Toledo's defense is the bigger question mark of the two — it let Michigan State hang 30 points in the opener before feasting on an overmatched FCS offense — and that's part of the story behind how heavy Toledo is favored at home.
Add in a wet forecast — rain and 70% precip in the air at kickoff, with wind mild enough not to be the deciding factor — and this has the look of a game that could get sloppy and low-scoring no matter who's ahead on paper.
Temple's best asset so far is running back Keveun Mason, who piled up 158 yards and 2 touchdowns in the season-opening win over Rhode Island — production the Owls will need again if the passing game stays stuck in neutral. Toledo, for its part, still hasn't proven it can hang with anyone outside the MAC and FCS ranks; the loss at Michigan State remains the only real data point on the Rockets until Saturday.
Both sides get a clearer read on where they stand by the time this one's over. For Toledo, it's whether Richter's hot start extends against a team that's more than a tune-up; for Temple, it's whether the ground game and the takeaways that carried Week 1 can survive without a functioning passing attack behind them.